What role does MLS play as it relates to my insurance claim?
Midwest Loan Services is responsible for ensuring the property is restored to the original condition prior to the damage. This may include requiring funds be [...]
What should I do if an insurance loss claim is filed on my home?
Midwest Loans Service’s Special Loans Department is specifically trained to assist you with your insurance loss claim. Please alert us as soon as you have [...]
Can I request that my PMI be removed early?
Yes if your PMI Disclosure allows for early termination. Requirements can vary based on specific loan type and lender requirements. Feel free to call our [...]
When will my PMI be automatically removed?
It is your mortgage servicer’s responsibility to eliminate the PMI portion of your payment on the scheduled date (based on original amortization) when your loan [...]
What is PMI and why am I required to pay this?
Private Mortgage Insurance, commonly referred to as PMI, is an insurance policy (paid by you) for your lender. Typically, this is required on loans when [...]
I have questions about flood insurance, who should I talk to?
If you have questions regarding your flood insurance, you can email our Escrow Department at escrow@midwestloanservices.com.You can also call our Customer Service Department at 1-800-262-6574. [...]
How do I confirm my taxes have been paid?
You can view your loan history to verify that your taxes have been paid by logging into our website, navigating to the home page, and [...]
How do I obtain my Assessor Parcel Number?
You can obtain your Assessor Parcel Number by contacting your taxing authority.
If I receive notice of an escrow shortage, what should I do?
Midwest Loan Services will complete a new escrow analysis every 12 months to review payments collected and paid out of your escrow account. If a [...]
If I receive a bill from my insurance company, what should I do with it?
If your mortgage is escrowed for insurance and your bill does not indicate that a copy was sent to your mortgage company (Midwest Loan Services), [...]
